If you’re in an accident, here are 5 important things to do right away:
Get to Safety
If you’re able to move yourself and your car, the first order of business is to get to a safe place.
Typically, this means pulling over on the side of the road and turning on your hazard lights.
If you find yourself in other hazardous conditions, such as near a vehicle leaking fluids or stalled in the middle of a road, do your best to get to safety. However, if you suspect you’ve been injured, moving may not be ideal so you don’t further injure yourself.
Call for Help
Regardless of whether or not you or anyone else is visibly injured, it’s good practice to call for help just in case.
An ambulance likely will respond to the call, and you and other accident victims can get checked out or decline treatment. A police officer also will be sent to make a report of the accident.
If you are just in a fender-bender accident without injuries, you can call the non-emergency line and ask for just an officer to respond. Or, you can appear at the police station within 24 hours to make a report that you can pass along to your insurance company.
Wait for the Police
After the authorities have been called, you need to make sure to wait to speak with them to avoid someone thinking you’ve fled the scene.
Give the responding officer as much information about the accident as you can without guessing at the details. Be careful not to admit any fault at this point, as your insurance company can use your words against you when you make your claim for compensation.
Notice the Details
If you’re physically able and the scene is safe, spend the time waiting for the police to arrive making notes about the accident.
Use your phone to capture photos and videos of the accident scene, the weather and road conditions, and any damage to your vehicle or surrounding property.
If there are any witnesses to the accident, collect their contact information so you can pass it on to the police or your insurance company in case they need it.
Notify Your Insurance Company
Once you have been treated for any injuries, spoken to the police, and are safe at home, it’s time to contact your insurance company to notify them of the accident.
Provide them with the information you gave to the police, as well as any other observations you made about the scene or the accident. Again, be careful to not accept any fault for the accident or you may run into trouble getting your claim accepted.
Instead, provide the insurance company only with the facts and evidence, and they will do their own investigation.
Accident Repair Services in Frederick, MD
If you’ve been in an auto accident, you need to get your car repaired as quickly as possible so you can get back on the road. The experienced team of collision repair specialists at Stup’s Auto Center works with your insurance company to get your vehicle the repairs it needs so you can get back to your normal life. Call today for a quote!